usUnited States

Send Money from Australia to the USA

Same-day, transparent AUD to USD transfers.

How it works

  1. 1

    Create your account

    Sign up in minutes and complete your ID verification to securely activate your account.

  2. 2

    Enter your recipient's details

    Vell will guide you on the required information for a successful transfer.

  3. 3

    Send and track

    Confirm your transfer and track it in real time — from your Vell app.

Why Australians use Vell to send money to the USA

  • Real exchange rates

    The rate you see is the rate you get. No margin hidden in the exchange rate.

  • Low, transparent fees

    One flat fee shown upfront before you confirm. No surprises.

  • Direct to any US bank

    Transfers land directly in your recipient's account. Chase, Bank of America, Wells Fargo, Citibank and more.

  • Same-day transfers

    Money sent today arrives the same business day.

  • Track every step

    Real-time notifications for you and your recipient from send to arrival.

  • Safe and regulated

    Vell is registered with AUSTRAC and fully licensed to operate in Australia.

Sending money from Australia to the USA

The AUD to USD corridor is one of the most traded currency pairs in the world, and one of the most commonly used by Australians sending money abroad. Whether you're supporting family in the US, paying for university tuition, settling a business invoice, covering rent for a child studying abroad, or moving savings after relocating, getting a fair rate on your AUD to USD transfer makes a material difference.

The AUD/USD exchange rate is sensitive to global economic conditions — commodity prices, US Federal Reserve decisions, Reserve Bank of Australia policy, and broader risk sentiment all play a role. Rates can shift meaningfully from day to day, which is why locking in a competitive rate at the time of transfer matters.

Unlike Australian banks, which apply their own retail rate and pocket the margin, Vell offers a competitive AUD to USD rate with a single transparent fee. No markup, no hidden charges — what you see in the calculator is what gets sent.

Use Vell's rate tracker to set an alert when AUD/USD hits your target rate →

Frequently asked questions

How long does it take to send money from Australia to the USA?

Vell AUD to USD transfers arrive the same business day. Transfers initiated before 15:00 EST typically arrive within hours. Transfers sent after the cutoff arrive the following business day.

What details do I need to send money to a US bank account?

You'll need your recipient's full name, their US bank account number, and their bank's ABA routing number — a 9-digit code that identifies the bank. For some transfers you may also need the bank's SWIFT/BIC code. Vell will guide you through the required details during the transfer.

What is the AUD to USD exchange rate today?

The AUD/USD rate updates throughout the day based on live market conditions. Use the calculator above for the current Vell rate on your transfer amount.

Are there any hidden fees when sending money to the USA with Vell?

No. Vell charges one flat fee shown upfront before you confirm. There are no hidden charges, no exchange rate markup, and no correspondent bank fees deducted from the amount received.

Which US banks does Vell support?

Vell supports all banks in the USA in the ACH network.

What is an ABA routing number and where can I find it?

An ABA routing number is a 9-digit code that identifies a US bank. Your recipient can find it on a cheque (it's the first set of numbers along the bottom), in their banking app, or on their bank's website. It's required for all transfers to US bank accounts.

Is it safe to send money to the USA with Vell?

Yes. Vell is registered with AUSTRAC (Australia's financial intelligence agency) and operates under strict anti-money laundering and compliance regulations. Your transfer is encrypted and tracked from send to arrival.

Can I send AUD to USD for a business payment?

Yes. Vell supports transfers to both personal and business bank accounts in the USA, making it a straightforward option for freelancers, contractors, and businesses making cross-border payments.

Ready to send money to the USA?

Send your first transfer free — no hidden fees, no surprises.