maMorocco

Send Money from Australia to Morocco

Fast, transparent AUD to MAD transfers.

How it works

  1. 1

    Create your account

    Sign up in minutes and complete your ID verification to securely activate your account.

  2. 2

    Enter your recipient's details

    Vell will guide you on the required information for a successful transfer.

  3. 3

    Send and track

    Confirm your transfer and track it in real time — from your Vell app.

Why Australians use Vell to send money to Morocco

  • Real exchange rates

    The rate you see is the rate you get. No margin hidden in the exchange rate.

  • Low, transparent fees

    One flat fee shown upfront before you confirm. No surprises.

  • Direct to any Moroccan bank

    Transfers land directly in your recipient's account. Attijariwafa Bank, CIH Bank, Banque Populaire, BMCE Bank, BMCI, Société Générale Maroc and more.

  • Same-day delivery

    Transfers submitted before 13:00 UTC arrive the same business day. Transfers after the cut-off arrive the following business day.

  • Track every step

    Real-time notifications for you and your recipient from send to arrival.

  • Safe and regulated

    Vell is registered with AUSTRAC and fully licensed to operate in Australia.

Sending money from Australia to Morocco

Australia's Moroccan community, while smaller than some other migrant groups, maintains strong financial ties with family and business interests back home. Whether you are supporting parents, contributing to a family property, covering education costs, or making a business payment to a Moroccan supplier or partner, Vell provides a straightforward and transparent way to send AUD to MAD.

Morocco's banking system is one of the most developed in Africa, with a well-established network of banks and a growing digital payment infrastructure. International transfers to Moroccan bank accounts are well supported, though Morocco's foreign exchange regulation — overseen by Office des Changes — means recipients may be subject to local rules on receiving and converting foreign currency.

The AUD/MAD exchange rate reflects the performance of the Australian dollar against the Moroccan dirham. The dirham is a managed currency, loosely pegged to a basket of euros and US dollars, which provides relative stability compared to freely floating currencies. Because the euro makes up the majority of the dirham basket, AUD/MAD movements largely track AUD/EUR movements.

Unlike Australian banks, which set their own retail exchange rate and pocket the difference on every transfer, Vell offers a competitive AUD to MAD rate with a single transparent fee. What you see in the calculator is what gets sent.

Use Vell's rate tracker to set an alert when AUD/MAD hits your target rate →

Frequently asked questions

How long does it take to send money from Australia to Morocco?

Transfers submitted before 13:00 UTC arrive the same business day. Transfers submitted after 13:00 UTC arrive the following business day. You will see the estimated arrival time before you confirm your transfer.

What is the cut-off time for same-day transfers to Morocco?

The cut-off time is 13:00 UTC. To help you plan, here is what that looks like across Australian time zones: 23:00 AEDT (Sydney and Melbourne), 22:30 ACDT (Adelaide), and 21:00 AWST (Perth). Transfers initiated before these times on a business day arrive in Morocco the same day.

What details do I need to send money to a Moroccan bank account?

You will need your recipient's full name, bank name, and RIB number. The RIB (Relevé d'Identité Bancaire) is a 24-digit number that uniquely identifies a Moroccan bank account — your recipient can find it on a bank statement, in their banking app, or by asking their bank directly. Vell will guide you through the required details during the transfer.

What is a RIB number and where can my recipient find it?

A RIB (Relevé d'Identité Bancaire) is a 24-digit identifier for a Moroccan bank account, combining the bank code, city code, account number, and a check digit. It is the standard identifier used for all Moroccan bank transfers. Your recipient can find their RIB on any bank statement, in their banking app, or by contacting their bank.

What is the AUD to MAD exchange rate today?

The AUD/MAD rate updates throughout the day based on live market conditions. Use the calculator above for the current Vell rate on your transfer amount.

Are there any hidden fees when sending money to Morocco with Vell?

No. Vell charges one flat fee shown upfront before you confirm. There are no hidden charges, no exchange rate markup, and no fees deducted from the amount your recipient receives.

Which Moroccan banks does Vell support?

Vell supports all major Moroccan banks including Attijariwafa Bank, Banque Populaire, BMCE Bank of Africa, CIH Bank, BMCI, Société Générale Maroc, and Crédit Agricole du Maroc. Check on our app for the full supported bank list.

Is it safe to send money to Morocco with Vell?

Yes. Vell is registered with AUSTRAC (Australia's financial intelligence agency) and operates under strict anti-money laundering and compliance regulations. Your transfer is encrypted and tracked from send to arrival.

Why does the AUD to MAD rate track AUD to EUR?

Morocco's central bank pegs the dirham to a basket of currencies, with the euro making up the largest share. This means AUD/MAD movements largely reflect movements in AUD/EUR. When the Australian dollar strengthens against the euro, it typically strengthens against the dirham by a similar amount.

Can I send money to Morocco for a business payment?

Yes. Vell supports transfers to both personal and business bank accounts in Morocco, making it a practical option for businesses and freelancers making cross-border payments to Moroccan suppliers or partners.

Ready to send money to Morocco?

Send your first transfer free — no hidden fees, no surprises.