ChinaSend Money from Australia to China
Fast, transparent AUD to CNY transfers.
How it works
- 1
Create your account
Sign up in minutes and complete your ID verification to securely activate your account.
- 2
Enter your recipient's details
Vell will guide you on the required information for a successful transfer.
- 3
Send and track
Confirm your transfer and track it in real time — from your Vell app.
Why Chinese Australians use Vell to send money home
Real exchange rates
The rate you see is the rate you get. No margin hidden in the exchange rate.
Low, transparent fees
One flat fee shown upfront before you confirm. No surprises.
Two ways to send
Transfer directly to a Chinese bank account, or send instantly to your recipient's Alipay account.
Instant to Alipay
Alipay transfers arrive in seconds, 24/7. Your recipient can spend, withdraw, or transfer immediately.
Direct to all major Chinese banks
UnionPay, ICBC, Bank of China, China Construction Bank, Agricultural Bank of China and more.
Track every step
Real-time notifications for you and your recipient from send to arrival.
Safe and regulated
Vell is registered with AUSTRAC and fully licensed to operate in Australia.
Sending money from Australia to China
Australia is home to one of the largest Chinese communities in the world outside of Asia — over 650,000 Chinese-born residents with strong financial ties to family, property, and business interests in China. Whether you're supporting family, paying for education, managing a property investment, or settling a business invoice, the AUD to CNY corridor is one of the most important remittance routes from Australia.
China's payment landscape is unique. While bank transfers remain common for larger amounts, digital wallets — particularly Alipay — are the preferred way most people in China send and receive money day to day. Vell supports both, giving your recipient the flexibility to receive funds however works best for them.
The AUD/CNY exchange rate moves with global commodity prices, trade flows between Australia and China, and the monetary policies of the Reserve Bank of Australia and the People's Bank of China. The yuan operates within a managed float, meaning the rate is guided by the Chinese government within a daily band. Getting a competitive rate from your transfer provider still matters significantly, as banks consistently offer rates well below the real market level.
Unlike Australian banks, which set their own retail exchange rate and pocket the difference, Vell offers a competitive AUD to CNY rate with a single transparent fee. What you see in the calculator is what gets sent.
Use Vell's rate tracker to set an alert when AUD/CNY hits your target rate →
Frequently asked questions
How long does it take to send money from Australia to China?
It depends on how your recipient wants to receive the funds. Alipay transfers are instant, credited in seconds, 24/7. Bank transfers typically arrive within one business day, though occasional delays may occur depending on the receiving bank and compliance checks. You'll see an estimated arrival time before you confirm your transfer.
Can I send money directly to Alipay in China?
Yes. Vell supports instant transfers to Alipay.
What details do I need to send money to a Chinese bank account?
You'll need your recipient's full name (as it appears on their bank account), bank name, and bank account number. For international transfers you'll also need the bank's SWIFT/BIC code and branch information. Vell will guide you through the required details during the transfer.
What details do I need to send money to Alipay?
You'll need your recipient's Alipay-registered mobile number or email.
What is the AUD to CNY exchange rate today?
The AUD/CNY rate updates throughout the day based on live market conditions within the People's Bank of China's managed float band. Use the calculator above for the current Vell rate on your transfer amount.
Are there any hidden fees when sending money to China with Vell?
No. Vell charges one flat fee shown upfront before you confirm. There are no hidden charges, no exchange rate markup, and no fees deducted from the amount your recipient receives.
Which Chinese banks does Vell support?
Vell supports all major banks enabled with SWIFT.
Why might a bank transfer to China be delayed?
Transfers to China occasionally take longer than one business day due to compliance and anti-money laundering checks required by Chinese banking regulations, or processing times at the receiving bank. If your transfer is time-sensitive, we recommend using Alipay for instant delivery.
Is it safe to send money to China with Vell?
Yes. Vell is registered with AUSTRAC (Australia's financial intelligence agency) and operates under strict anti-money laundering and compliance regulations. Your transfer is encrypted and tracked from send to arrival.
Ready to send money to China?
Send your first transfer free — no hidden fees, no surprises.
