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Send Money from Australia to Canada

Fast, transparent AUD to CAD transfers.

How it works

  1. 1

    Create your account

    Sign up in minutes and complete your ID verification to securely activate your account.

  2. 2

    Enter your recipient's details

    Vell will guide you on the required information for a successful transfer.

  3. 3

    Send and track

    Confirm your transfer and track it in real time — from your Vell app.

Why Australians use Vell to send money to Canada

  • Real exchange rates

    The rate you see is the rate you get. No margin hidden in the exchange rate.

  • Low, transparent fees

    One flat fee shown upfront before you confirm. No surprises.

  • Two ways to receive

    Interac-supported banks receive funds in near real time. All other Canadian banks receive funds within one business day.

  • Direct to any Canadian bank

    RBC, TD, Scotiabank, BMO, CIBC, and all major Canadian financial institutions supported.

  • Track every step

    Real-time notifications for you and your recipient from send to arrival.

  • Safe and regulated

    Vell is registered with AUSTRAC and fully licensed to operate in Australia.

Sending money from Australia to Canada

Australia and Canada share more than a time zone gap — they share a large community of people who move between the two countries for work, study, and family. Whether you are supporting a child studying in Toronto or Vancouver, transferring savings after relocating, paying rent on a Canadian property, or settling a business invoice, getting a fair rate on your AUD to CAD transfer makes a real difference.

Canada's banking system is one of the most modern in the world. Through Interac, Canada's domestic payment network, transfers between supported banks can arrive in near real time, meaning your recipient does not have to wait days for funds to clear. For banks not connected to Interac, transfers still arrive within one business day, which is significantly faster than a traditional international wire.

The AUD/CAD exchange rate is influenced by commodity prices (both Australia and Canada are major resource exporters), interest rate decisions from the Reserve Bank of Australia and the Bank of Canada, and broader risk sentiment in global markets. The two currencies often move in tandem, but meaningful differences in the rate your provider offers still add up over time.

Unlike Australian banks, which set their own retail exchange rate and quietly take a margin on every transfer, Vell offers a competitive AUD to CAD rate with a single transparent fee. What you see in the calculator is what gets sent.

Use Vell's rate tracker to set an alert when AUD/CAD hits your target rate →

Frequently asked questions

How long does it take to send money from Australia to Canada?

It depends on your recipient's bank. For Interac-supported banks, transfers arrive in near real time. For all other Canadian banks, transfers arrive within one business day. You will see an estimated arrival time before you confirm your transfer.

What is Interac and does my recipient's bank support it?

Interac is Canada's domestic payment network used by most major Canadian banks including RBC, TD, Scotiabank, BMO, and CIBC. If your recipient banks with one of these institutions, their transfer will arrive in near real time. If you are unsure, your recipient can confirm with their bank whether Interac transfers are supported.

What details do I need to send money to a Canadian bank account?

You will need your recipient's full name, bank name, account number, and transit number (a 5-digit code identifying the branch). You may also need the institution number (a 3-digit code identifying the bank). Vell will guide you through the required details during the transfer.

What is the AUD to CAD exchange rate today?

The AUD/CAD rate updates throughout the day based on live market conditions. Use the calculator above for the current Vell rate on your transfer amount.

Are there any hidden fees when sending money to Canada with Vell?

No. Vell charges one flat fee shown upfront before you confirm. There are no hidden charges, no exchange rate markup, and no fees deducted from the amount your recipient receives.

Which Canadian banks does Vell support?

Vell supports all banks in Canada.

Is it safe to send money to Canada with Vell?

Yes. Vell is registered with AUSTRAC (Australia's financial intelligence agency) and operates under strict anti-money laundering and compliance regulations. Your transfer is encrypted and tracked from send to arrival.

Why do AUD and CAD often move together?

Both Australia and Canada are commodity-driven economies with significant exports of resources like iron ore, coal, oil, and gas. When global commodity demand rises or falls, both currencies tend to move in a similar direction. That said, the rate your transfer provider offers still varies significantly and getting a competitive rate matters on every transfer.

Can I send money to Canada for a business payment?

Yes. Vell supports transfers to both personal and business bank accounts in Canada, making it a straightforward option for businesses, contractors, and freelancers making cross-border payments.

Ready to send money to Canada?

Send your first transfer free — no hidden fees, no surprises.